Health Insurance Coverage for 2019 Novel Coronavirus (2019-nCoV)


The General Insurance Association of Singapore (GIA Singapore) and Life Insurance Association, Singapore (LIA Singapore) today clarified member companies’ coverage for medical expenses relating to the 2019 Novel Coronavirus (2019-nCoV). 

Integrated Shield Plans (IPs) and IP riders will provide coverage for hospitalisation expenses related to 2019-nCoV. Many non-IP individual and Group health insurance policies will also provide coverage for medical expenses related to 2019-nCoV.

Policyholders who wish to find out more about their insurance benefits, and terms and conditions in their policies can approach their financial advisor and / or insurer as listed on Appendix 1. Employers with Group policies are also advised to review their group policy documents and engage their insurers about the coverage.

Policyholders should continue to practise good personal hygiene and take precautionary measures as advised by the Ministry of Health (MOH). Policyholders are encouraged to practice frequent hand washing with soap, and seek medical attention promptly if they are feeling unwell. For more information, please refer to MOH’s website at